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Below is a list of some of the standard and optional home systems and appliances covered by a First American Home Protection Plan. Please be sure to read a sample contract for information on the First American Home Protection Plan
RealEstateColorado.Net provides clients a Home Warranty on every home you buy and/or sell through us.
RealEstateColorado.Net recommends First American Home Buyers Protection over any other company. This is based on the high level of service they provide when clients in the past have had an issue or claim.
Contact Shelly Wenzlaff Direct 720-299-2202 . Shelly can provide you extensive and comprehensive details of coverage, fees and services offered through First American Home Buyers Protection Corporation.
Below is a list of the types of things you should expect when purchasing a home warranty.
COLORADO
Basic Contract Coverage
Seller* Buyer
Plumbing System
Plumbing Stoppages
Microwave (Built-in) only
Ductwork
Central Vacuum System
Instant Hot Water Dispenser
Ceiling and Exhaust Fans
Dishwasher
Oven/Range/Cooktop
Garbage Disposal
Electrical System
Heating System
Trash Compactor
Water Heater
Garage Door Opener
Toilets
* Additional Premium Required
Optional Coverage Buyer
First Class Upgrade
Central Air Conditioning
Pool/Spa Equipment
Well Pump
Clothes Washer/Dryer
Septic Tank Pumping
While home warranties aren't necessary for every homeowner, they can help sell a home by providing the buyer with added protection. Not to mention a life saver for Investors.
Home warranties cover malfunctions of major appliances.
Generally, home warranties cover malfunctions of major appliances such as washers, dryers, ovens, and refrigerators. They also cover ductwork, plumbing, the electrical system, heating, and air-conditioning. In some cases, or for additional fees, the warranty might extend to garbage disposals, doorbells, ceiling fans, garage-door openers, water softeners, trash compactors, and built-in microwaves.
The National Board of Realtors describes home warranties as service contracts, typically lasting one year, that cover the repair or replacement of major home systems and appliances that break down due to normal wear and tear. Home warranties don't overlap or replace the homeowners insurance policy. Think of it as a cause and effect relationship: If a hot water heater burst and destroyed a wall in your home, the warranty would repair the water heater and your insurance would pay to fix the wall.
Similarly, if your refrigerator were to stop working while you were on vacation, there could be spoilage, leakage, or floor damage. Your homeowners insurance might pay for the damage to the linoleum, while the home warranty would cover the fridge.
The age of your home usually does not matter, as far as warranty coverage is concerned. You can obtain a home warranty, as long the covered items are in good working order at the start of the contract.
On average Home warranties cost about $225 to $400 a year, plus $35 to $50 per service call. If your home is in good condition, the expense might not be necessary. On the other hand, when you do need to pay for repairs in an aging home, the costs can mount quickly.
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If you have a real estate or mortgage question and or would like immediate assistance, please email us. We can be reached at clarionmortgageteam@realestatecolorado.net One of us will respond faster then you expect.
Click on the link to our Secure Loan Server for a Colorado Home Loan
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