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As a mortgage professionals, and a native of Colorado. We enjoy the outdoors and am always willing to help protect our environment. The great news is that the mortgage industry is now developing energy and environmental products that make sense for the consumer.
The products and services available today are of the highest quality, and the financial community has been quick to appreciate the true asset value of energy and environmental technologies. It is important to me to continue to create financing opportunities for those interested in energy efficiency, renewable energy, and environmental practices because these values are intrinsically important to us.
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The average homeowner spends close to $1,300 a year on utility bills. But an energy-efficient home with such features as proper insulation, high efficiency heating and cooling systems, and energy-efficient windows can lower your utility bills by 10 to 50 percent. It is easier than you may think to enjoy the savings and comfort of an energy-efficient home.
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Since an energy-efficient home is cost-effective, there are financing programs available from mortgages to home improvement loans, which allow more people the opportunity to live in such a home. You can benefit from energy-efficient financing whether you are buying, selling, refinancing, or remodeling a home. If you are looking to buy an energy-efficient home, you can qualify for a better, more comfortable home because with lower utility costs, you can afford a slightly larger mortgage payment. You can also obtain financing to make energy-efficient improvements to an older home before moving in or to your existing home. And if you put your home on the market, you can use its energy efficiency as an attractive selling point.
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