Choosing a lender for your Real Estate Purchase is very important.
We are proud of the fact we can refer you to a preferred wholesale lending source that have only experienced top producing mortgage professionals serving the Metro Denver Front Range, including Boulder, Ft Collins, Colorado Springs and Mountain Communities throughout Summit County including Breckenridge and Vail Colorado with hundreds of investors. Why pay Retail? We bring the wholesale market to you!
NOT ALL LENDERS ARE EQUAL!
When choosing a lender it's not always about the best rate. You should also be asking what does it cost. What are all the fees associated with obtaining and underwriting the loan and insist on a Good Faith Estimate from the very beginning!
Through Knowledge Comes Success!
Education is a key to success, and a fundamental knowledge of the various types of loan programs available today can make homeownership the most rewarding financial decision that you will ever make.
One of the biggest mistakes people make while shopping for a mortgage loan is they shop only by the rate. True, it is important, but the question you need to be asking is what does it cost me? This is where the wrong loan, the wrong lender can either save your hundreds if not thousands of dollars or save you hundreds if not thousands of dollars.
How We Work
The lenders we refer you to have the knowledge and ability to help you achieve your goals. Whether your Refinancing, Buying and Selling a house, it can become very complex very quickly unless you have the right team of professionals behind you. Our goal is to provide you with options and share our knowledge regarding real estate and finance so you can make an educated decision. We offer you the tools and information needed to an easy to use way enabling you to start your search immediately. Our goal is to make your buying/selling experience as simple and easy as possible while still giving you the high quality customer service you deserve.
Our Mission
Our personal mission is to bring to you a level of knowledge, experience, commitment, high standards and results to answer your housing needs. We believe, the most effective way to provide superior service is to build a strong working relationship with you. Our system includes regular consultations and feedback, which is the best tool for identifying and clarifying your housing objectives and help define strategic solutions. We believe the most effective way to provide superior service is to do what you say you will do and deliver what you promise. It's not what you do in life that most important, it is the relationships of the people whose lives you touched along the way that matters.
Our Vision
To make a difference in the lives of others. We enjoy to ability to help others, create wealth, leverage time and happiness in their life through superior service. We are a happy team who care about the needs of others and the world around them. A vision of enhancing the amount of ethical, proud, confident human beings that wish to enjoy in every moment that life has to offer. To help those who choose to play in the warm sun, dance in the moon light and dream in the glow of the stars!
Are the Lenders we Refer Competitive?
- Wholesale rates vs. Retail rates
This means better rates for you! It's always better to pay wholesale prices than retail prices.
- The Investors are self funding at closing!
By the fact that the lenders we refer self fund this eliminates funding delays at closings. No delays. You won't be left wondering if you have a house to move into or not? Vs. waiting on investor to wire their funds. Less Stress for you! You looked long and hard for the right place now it's time to move in.
- The lenders we recommend prepare thier own closing doc's vs. waiting on investor to prepare closing doc's - this eliminates frustrated title companies receiving closing doc's minutes prior to closing or wondering when they'll show up. Reduces that chance of the title company preparing a document in error.
- Underwrite their own files vs. files shipped to investor to underwrite.
This is a key comparison, eliminating days of the transaction or risking the chance of the file being lost, or not approved through that investor, it can be approved through another investor without reshipping the original file. Also allows for flexibility in approving the loan at closing with supporting documents from buyer rather than waiting on final approval before closing docs are prepared or funds are wired.
- Access to ALL programs through ALL investors.
Most brokers have limitations to certain investors and certain programs - we are able to provide better financing options for your clients because the lenders we recommend don't have those limitations, yet they can still access the programs that Brokers offer.
- The lender we recommend have worked hard to earn an outstanding Industry Reputation "Knowledge and Experience in Action"(tm).
We carefully select who works with us and very importantly ... Each of our Mortgage Specialist undergo a criminal and employment background check.
The lender we recommend have under gone careful scrutiny this is an extra step to guarantee your financial information is secure. Only those who specifically need to handle your file for processing will have access to the information.
- Flexibility to adjust closing costs vs. set fees.
Every client, every transaction is unique and this comparison allows our recommended lenders to meet your individual needs.
- Investor is known prior to closing.
One of the biggest complaints people have expressed after closings are to whom and where do I make my first payment? Many lenders have to sell to the secondary market. This causes unnecessary delays. Moving is stressful enough. Our recommended lenders already track who you need to send your payments too, so you don't have too.
PRIVACY POLICY DISCLOSURE (Protection of the Privacy of Personal Non-Public Information) respecting and protecting customer privacy is vital to our business. We take our responsibility to protect the privacy and confidentiality of customer information very seriously. We maintain physical, electronic, and procedural safeguards that comply with federal standards to store and secure information about you from unauthorized access, alteration, and destruction. Our control policies, for example, authorize access to customer information only by individuals who need access to do their work. From time to time, we enter into agreements with other companies to provide services to us or make products and services available to you. They will never obtain confidential information about you without your consent to do.
You may contact us via Email by Clicking Here
QuickQuotes
